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Free Resource · Agents & Buyers

Calculate Your Title
Insurance Premium

Instant title insurance rate estimates for residential and commercial transactions across Middle Tennessee — using Tennessee state-filed rates. Free for buyers, agents, and lenders.

Rate Calculator Tool
Get Your Instant
Rate Estimate

Enter your purchase price or loan amount below. The calculator will instantly compute lender's and owner's title insurance premiums using Tennessee state-filed rates. No account required.

Free — no account required
Tennessee state-filed rates
Lender's & owner's policy breakout
Residential & commercial transactions
Results in seconds

Using the
Rate Calculator

01
Enter Purchase Price or Loan Amount

Input the property's purchase price for an owner's policy estimate, or the loan amount for a lender's policy estimate. You can calculate both.

02
Select Transaction Type

Choose residential purchase, commercial transaction, or refinance. Rates vary slightly by transaction type based on Tennessee state-filed schedules.

03
Review Your Estimate

The calculator instantly returns itemized lender's and owner's policy premiums. Share the estimate with your client, lender, or use it for your closing disclosure.

Ready to open a file with
Magnolia Title?

Use the rate estimate above, then contact our team to open your file. One-hour response. Attorney-staffed. Three Middle Tennessee offices.

Need to submit an earnest money deposit? Earnest Money Deposit →